At Ztake, privacy is not a legal requirement — it is a core engineering rule. We're committed to transparency, precision, and futuristic financial-data governance.
Ztake Fintech Private Limited ("Ztake", "Company", "We", "Us", "Our") operates as a Payment Aggregator and provides payouts, KYV/KYC verification, risk monitoring, identity validation, and settlement infrastructure to e-commerce platforms, educational institutions, financial service providers, digital marketplaces, and enterprise partners.
Our Registered Office: Business Hub, Technology Park, Sector 90, Noida, Uttar Pradesh, India.
By accessing or using any Ztake website, mobile app, API, dashboard, SDK, partner portal, web-hooks, or affiliated services ("Services"), You ("User", "You", "Your") acknowledge, understand, and agree to the practices described in this Policy.
At Ztake, privacy is not a legal requirement — it is a core engineering rule. Every product, algorithm, interface, and workflow is built on the foundation of privacy-by-design and security-by-default. This Policy explains: • What data we collect • Why we collect it • How we secure it • When we share it • What control you have • What rights you can exercise • How we keep accountability inside Ztake • How to contact us anytime Ztake commits to minimum data, maximum protection, and absolute clarity.
Required for payments, settlements, payouts, refunds, and identity mapping:
We never store raw card numbers. All card information is tokenized as per RBI & PCI-DSS norms.
Collected solely for compliance:
To maintain platform safety and detect suspicious patterns:
Every dataset serves a legally compliant and functional purpose: • To process payments, payouts, settlements, refunds, and verifications • To perform KYC / AML checks required by law • To prevent fraud, identity theft, or unauthorized access • To monitor system performance and improve reliability • To comply with RBI, NPCI, IT Act 2000, Aadhaar Act, and other regulations • To personalize dashboards and generate actionable insights • To provide customer support via phone, chat, or email Ztake never sells your data. We use it only to deliver secure and compliant financial infrastructure.
We process your data based on: • Consent: When you sign up or complete verification • Contractual necessity: Critical for payments and settlements • Legal obligation: RBI, NPCI, tax, and compliance audits • Legitimate interest: Security, fraud prevention, and service improvement
We do not send marketing messages without your explicit opt-in.
Only when legally required, including:
Ztake strictly prohibits any unauthorized data resale or lateral sharing.
We retain data only for required durations: • Transaction Data → 8 years (RBI regulation) • KYC Documents → As per governing laws • Logs & Risk Signals → Minimum necessary for audits • Deleted Accounts → Permanently purged within 90 days When retention ends, data is irreversibly destroyed.
Ztake follows international-grade security standards: • ISO/IEC 27001 • PCI DSS Level 1 • SOC 2 Type II • AES-256 Data Encryption • TLS 1.3 Network Encryption • HSM-Backed Tokenization Additional layers include: • Zero-Trust Infrastructure • Multi-Factor Authentication • Database Field-Level Encryption • Continuous Penetration Testing • AI-Driven Fraud Monitoring • 24/7 Security Operation Centre We treat your data with the highest possible security, at every level.
You may request a copy of your personal data.
You may request corrections for inaccurate data.
Contact us at care@ztake.in to revoke or modify consent.
You may request deletion of your Ztake account and stored data (unless legally required to retain it).
You may ask how, where, and why we process your data.
You may request limitations on specific data usage unless required legally.
Ztake uses: • Essential Cookies • Security Cookies • Session Tokens • API Authentication Cookies • Machine Learning-Based Fraud Markers No advertising cookies, no behavioral tracking for marketing, and no external trackers are used.
Ztake services are intended for individuals above 18 years. We do not knowingly collect data from minors.
If data is transferred internationally for processing or compliance, it is done under: • Binding Corporate Rules • Standard Contractual Clauses • RBI circulars & Indian data-localization mandates
Ztake may update this Policy. Major updates will be communicated via email or dashboard notification.
For all privacy-related concerns, please reach out to us:
care@ztake.in
Phone
+91 9220592512
Website
www.ztake.in
Ztake Fintech Private Limited
Business Hub, Technology Park, Sector 90, Noida, Uttar Pradesh, India.